Consumer Information and Disclosures

Non-Loan Related Disclosure Requirements

• The Federal Education Right to Privacy Act or FERPA protects you, the student from disclosure of private information once you reach 18 years of age or attend a post-secondary institution. Rights that formerly belonged to your parents are now transferred to you. Some are these are the right to have access to your education records, control over the disclosure of personally identifiable information from your records, and other similar rights. Additional information on FERPA rights can be found in several places. The links below will assist you in understanding your rights.
• CTS’s Policy Regarding FERPA (CTS Student Handbook, pp. 31, 32, and 35)
• Per regulations, we notify you of your FERPA rights at the beginning of each Academic Year. Paper copies available upon request.
• Government Policy Guidance – FERPA
• Institutional and Financial Aid Contact Information to assist enrolled or prospective students in obtaining information required to be disclosed.

Student Financial Assistance

• Student Financial Aid Information
• Notice of Federal Student Financial Aid Penalties for Drug Law Violations

General Institutional Information

• Services Available to Students with Disabilities (CTS Student Handbook, pp. 47-49)
• Cost of Attendance
• Refund Policy, Requirements for Withdrawal and Return of Title IV Financial Aid
• Academic Programs
• Transfer of Credit Policies (CTS Student Handbook, pp. 9, 20-21)
• Consumer Information on College Navigator – Chicago Theological Seminary
• Student Body Diversity
• Net Price Calculator
• Textbook Information
• Copyright Infringement Policies and Sanctions (CTS Student Handbook, p. 55)

Voter Registration

• Voter Registration Form

Health and Safety

• Campus Safety and Clery Report

Student Outcomes

• Completion/Graduation Rates (IPEDS) – IPEDS
• Job Placement Rates and Student Satisfaction

Loan Related Disclosure Requirements

• Entrance Counseling for Student Borrowers
• Exit Counseling for Student Borrowers
• Student Loan Information Published by the Department of Education